November 23, 2022

How to Distribute Medical Loss Ratio Rebates

If you receive a check or letter from the health insurance company about something called a MLR rebate, it just […]
November 1, 2022

Family Glitch Fixed!

On October 11, 2022, the Treasury Department and Internal Revenue Service (“IRS”) finalized regulations that expand the availability of Marketplace […]
January 17, 2022

How to Get Your AT HOME Covid Test Covered

Group insurers must cover at-home COVID test in full as of January 15, 2022 (as of the time of this […]
December 3, 2021

Health Savings Accounts

Health Savings Accounts (HSA’s) are a “tax hack” that’s connected with health insurance.  In 2003, a finance person came up […]
October 27, 2021

Offering Group Health Insurance when Employees Receive Subsidies

Employee health benefits doesn’t always have to be standard group health INSURANCE!  Offering traditional group insurance is easier, but you […]
February 11, 2021

Reimbursing Individual Health Insurance Premiums

There are 2 ways a company can reimburse individual health insurance premiums paid by employees, on a pre-tax basis for […]
January 20, 2021

How to Get Your COVID Vaccine / Test Covered

Group insurers must cover COVID vaccines without question until 4/21/21 (as of the time of this writing).  They must cover […]
January 14, 2021

Medicare Secondary Payer (MSP) Employer Surveys

Once a year, the/your business will receive a MSP employer size survey.  It’s a simple form to complete that shouldn’t […]
December 29, 2020

New to Group Health Insurance? What to Expect.

This article is for people / companies who are brand new to group health insurance.  It’ll set the air for […]
December 22, 2020


Congress has passed another Covid relief bill and there is help for businesses who experienced a decrease in revenue in […]
December 8, 2020

The Power of Pre-Tax Deductions

You may have visited this page: Group plans are great!  They’re less expensive for the exact same thing.  Oh […]
December 6, 2020

Shareholder Basis & Company Brokerage Accounts

Shareholder Basis, The Retained Earnings for LLC’s & S-Corps Keeping track of your shareholder basis (also called “Stock Basis” by […]
October 12, 2020

How to Calculate Payroll Deductions

How to Calculate Payroll Deductions If you are brand new to running payroll, having employees, and entering payroll deductions, this […]
May 27, 2020

The Fed is More Powerful than the Supreme Court

April 19, 2020

The Fed & Quantitative Easing

April 13, 2020

USA Deleveraging

April 3, 2020

Paycheck Protection Program – Interim Final Rule

March 26, 2020

Senate Bailout & Small Businesses

March 22, 2020

Covid 19 Macroeconomics & Your Small Business

January 31, 2020

How to Shop for Health Insurance

January 31, 2020

Small Employer Health Insurance Tax Credit

January 31, 2020

How Dental Insurance Really Works

January 31, 2020

LLC or S Corp?

January 30, 2020

Insurance Costs & Networks

December 4, 2019

Affordable Care Act Creating Dual Risk Pools