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Insurance carriers operate retroactively as I wrote about HERE But for invoices and getting payment, they are the exact opposite […]

The Children’s Health Insurance Program — CHIP — covers children in families that earn too much for Medicaid but can’t […]

You may have seen breathless posts about an HSA “loophole” that turns your health savings account into a “tax-free wealth […]

When electing COBRA coverage (or PA mini COBRA), you have up to 60 days from WHEN YOU RECEIVE the notice […]

In any organization, Human Resources needs to have two functional parts: Strategic HR and Functional HR. Both are essential, but […]

Deductibility of Pass-Through Entity Taxes with $40,000 per year SALT tax cap BACKGROUND: When states like California, New Jersey, and […]

How to Open a Health Savings Account (HSA) at Any Bank: A Step-by-Step Guide Opening a Health Savings Account (HSA) […]

An Health FSA (health flexible spending account) can be great!  You can pay for health care costs pre-tax, which is […]

My Insurance Info is Not Correct! When insurance companies, such as Blue Cross, change their software or platforms, RENEW your […]

When you or your company changes insurance, there can be a “lag” between the when the insurance is supposed to […]

The feel of managing a health savings account as an employer or plan administrator is similar to when an employee […]

In the 2nd half of 2024 and into Q1 2025, United Healthcare is being VERY aggressive with their rates!  Some […]

There’s a term called “ghost networks” when it comes to mental health care because you think you have a “network” […]

PREMIUM REBATE CALCULATOR – Enter the employees & premiums paid each month for the year of the rebate.  Enter the […]

On October 11, 2022, the Treasury Department and Internal Revenue Service (“IRS”) finalized regulations that expand the availability of Marketplace […]

Group insurers must cover at-home COVID test in full as of January 15, 2022 (as of the time of this […]

Health Savings Accounts (HSAs): a spreadsheet-friendly “tax hack” Health Savings Accounts (HSAs) are a bit of a “tax hack” tied […]

*The specific numbers in this article are as of 2022.  But the concepts are valid in any year these current […]

There are 2 ways a company can reimburse individual health insurance premiums paid by employees, on a pre-tax basis for […]

Group insurers must cover COVID vaccines without question until 4/21/21 (as of the time of this writing).  They must cover […]

Once a year, the/your business will receive a MSP employer size survey.  It’s a simple form to complete that shouldn’t […]

This article is for people / companies who are brand new to group health insurance.  It’ll set the air for […]

Congress has passed another Covid relief bill and there is help for businesses who experienced a decrease in revenue in […]

You may have visited this page: https://diversifiedhumansolutions.com/comparison/ Group plans are great!  They’re less expensive for the exact same thing.  Oh […]

Shareholder Basis, The Retained Earnings for LLC’s & S-Corps Keeping track of your shareholder basis (also called “Stock Basis” by […]

How to Calculate Payroll Deductions If you are brand new to running payroll, having employees, and entering payroll deductions, this […]